Which USD Stablecoins Offer Yield and Infrastructure Innovation in 2025?

[Jenny]

Most people look at stablecoins for yield. I look at them for what they enable — on-chain credit, decentralized FX, programmable commerce.
Stablecoins like GHO, crvUSD, or USDY are fascinating because they’re built into ecosystems, support modular integrations, and don’t rely on fully centralized black boxes.
It’s not just about interest — it’s about composability, transparency, and how these stables can become the plumbing of a true Web3 economy.

Which stablecoins in 2025 are you using not just for holding, but for building?

 

[Emma]

Totally agree — stablecoins are evolving beyond just yield tools. I’ve been exploring crvUSD and GHO for their ecosystem integrations. Curious to see which ones gain the most traction for real Web3 use cases.

 

[Mary]

Interesting points, but I’m still cautious. Many of these “decentralized” stablecoins rely on complex mechanisms that haven’t been truly stress-tested. Until they prove stability in volatile markets, I’m not fully sold on using them as core infrastructure.

 

[Isla]

Totally feel you — it’s cool seeing stablecoins do more than just sit there for yield. I’ve been messing around with GHO and crvUSD lately, especially for DeFi stuff. Love how flexible they’re getting for builders.